{"id":10,"date":"2019-11-25T20:52:14","date_gmt":"2019-11-25T20:52:14","guid":{"rendered":"https:\/\/www.stalbansdentistry.com\/blog\/?p=10"},"modified":"2019-11-25T20:52:15","modified_gmt":"2019-11-25T20:52:15","slug":"maximize-dental-insurance-benefits-in-st-albans","status":"publish","type":"post","link":"https:\/\/www.stalbansdentistry.com\/blog\/2019\/11\/25\/maximize-dental-insurance-benefits-in-st-albans\/","title":{"rendered":"How to Maximize Your 2019 Dental Insurance Benefits"},"content":{"rendered":"<div class=\"wp-block-image\"><figure class=\"alignright\"><a href=\"https:\/\/www.stalbansdentistry.com\/blog\/2019\/11\/25\/maximize-dental-insurance-benefits-in-st-albans\/\" class=\"block-image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"185\" src=\"https:\/\/www.stalbansdentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_114494603__1574712075_23078-300x185.jpg\" alt=\"dental form on laptop\" class=\"wp-image-11\" srcset=\"https:\/\/www.stalbansdentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_114494603__1574712075_23078-300x185.jpg 300w, https:\/\/www.stalbansdentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_114494603__1574712075_23078-768x474.jpg 768w, https:\/\/www.stalbansdentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_114494603__1574712075_23078.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div><p>We only have a couple of months left before we ring in 2020.\nAlthough that&rsquo;s something to celebrate, something that isn&rsquo;t exciting is that\nyou don&rsquo;t have much time left to maximize your <a href=\"https:\/\/www.stalbansdentistry.com\/dental-insurance.html\">dental insurance<\/a>\nbenefits in St. Albans. If you have any dental work you need to get done, now\nis definitely the time to do it. Continue reading to learn why you&rsquo;re better\noff getting that procedure done now instead of waiting until January. <\/p><!--more--><h2 class=\"wp-block-heading\">How Dental Insurance Works <\/h2><p>When you sign up for dental insurance, you agree to pay\nmonthly premiums (or you agree to have them taken out of your paycheck). In\norder for your insurance company to start paying their share of your care, you\nhave to meet your deductible, which essentially means you have to attend your\nregular six-month checkups and cleanings. You should also try and meet your\nannual maximum, which is the highest dollar amount that your insurance company\nwill pay for your care. <\/p><p>If all of this sounds confusing, don&rsquo;t worry. Just ask the\nteam at your dentist in St. Alban&rsquo;s office, or call your insurance company, and\nthey should be more than happy to explain how dental insurance works. <\/p><h2 class=\"wp-block-heading\">What Services Are Usually Covered?<\/h2><p>Unlike general medical insurance, dental insurance is\nfocused more on preventive care rather than treating problems as they arise. Your\npolicy is very likely to cover preventive services like checkups and cleanings\nat least 80%, if not fully. They&rsquo;ll probably pay 70-80% percent for minor restorative\ntreatments like filling, and between 50-70% for major restorative procedures\nlike root canals, dental crowns, or dentures. <\/p><p>Seeing your dentist every six months is crucial in keeping\nyour teeth and gums healthy while also taking advantage of your dental\ninsurance benefits. You are preventing problems from developing the future and\nsaving yourself a significant amount of money in the long run. <\/p><h2 class=\"wp-block-heading\">Why Use Your Benefits Before the End of the Year?<\/h2><p>Once January 1, 2020 rolls around, all of your unused 2019\nbenefits do NOT roll over. They go right back to your insurance company. Both\nyour deductible and your annual maximum are reset back to zero.<\/p><p>Once you meet your deductible, you can get pretty much any procedure\nyou might need at a significantly lower cost. So, if you need some kind of\ntreatment done, now is the perfect time of year to get that taken care of. Don&rsquo;t\nwait till the new year and pay more money for the exact same treatment!<\/p><p>You&rsquo;re already paying for coverage, so why not use it? Don&rsquo;t\nlose money as we ring in 2020. Take charge of your oral health and get any necessary\ndental work done before the new year rolls around. Your wallet and your mouth\nwill thank you. <\/p><h2 class=\"wp-block-heading\">About the Author <\/h2><p>Dr. Tyler Aten is an emergency dentist in St. Albans who obtained\nhis doctorate from the University of Connecticut and then completed a General Practice\nResidency at St. Francis Hospital, where he was honored as the Resident of the\nYear. He is trained in IV and oral conscious sedation as well as advanced\ndental implant procedures. His practice, St. Albans Dental, is in-network with\nnumerous dental insurance plans. To learn more, <a href=\"https:\/\/www.stalbansdentistry.com\/contact-us.html\">contact Dr. Aten<\/a>\nat (802) 524-4844.<\/p>\n","protected":false},"excerpt":{"rendered":"We only have a couple of months left before we ring in 2020. Although that\u2019s something to celebrate, something that isn\u2019t exciting is that you don\u2019t have much time left to maximize your dental insurance benefits in St. Albans. If you have any dental work you need to get done, now is definitely the time to do it. Continue reading to learn why you\u2019re better off getting that procedure done now instead of waiting until January. <a class=\"read-more\" href=\"https:\/\/www.stalbansdentistry.com\/blog\/2019\/11\/25\/maximize-dental-insurance-benefits-in-st-albans\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance Benefits in St Albans | Maximize insurance | Dr. Aten<\/title>\n<meta name=\"description\" content=\"Once 2020 rolls around, there\u2019s a high chance you\u2019ll lose money in dental coverage. Let\u2019s talk maximizing your dental insurance benefits in St. Albans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.stalbansdentistry.com\/blog\/2019\/11\/25\/maximize-dental-insurance-benefits-in-st-albans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dental Insurance Benefits in St Albans | Maximize insurance | Dr. Aten\" \/>\n<meta property=\"og:description\" content=\"Once 2020 rolls around, there\u2019s a high chance you\u2019ll lose money in dental coverage. Let\u2019s talk maximizing your dental insurance benefits in St. Albans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.stalbansdentistry.com\/blog\/2019\/11\/25\/maximize-dental-insurance-benefits-in-st-albans\/\" \/>\n<meta property=\"og:site_name\" content=\"St. Albans Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-25T20:52:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-25T20:52:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.stalbansdentistry.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_114494603__1574712075_23078-300x185.jpg\" \/>\n<meta name=\"author\" content=\"stalbans\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"stalbans\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/\"},\"author\":{\"name\":\"stalbans\",\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/#\\\/schema\\\/person\\\/07313bf723a8339374c2141de54e1f40\"},\"headline\":\"How to Maximize Your 2019 Dental Insurance Benefits\",\"datePublished\":\"2019-11-25T20:52:14+00:00\",\"dateModified\":\"2019-11-25T20:52:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/\"},\"wordCount\":548,\"image\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_114494603__1574712075_23078-300x185.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/\",\"url\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/\",\"name\":\"Dental Insurance Benefits in St Albans | Maximize insurance | Dr. Aten\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/2019\\\/11\\\/25\\\/maximize-dental-insurance-benefits-in-st-albans\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/11\\\/AdobeStock_114494603__1574712075_23078-300x185.jpg\",\"datePublished\":\"2019-11-25T20:52:14+00:00\",\"dateModified\":\"2019-11-25T20:52:15+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.stalbansdentistry.com\\\/blog\\\/#\\\/schema\\\/person\\\/07313bf723a8339374c2141de54e1f40\"},\"description\":\"Once 2020 rolls around, there\u2019s a high chance you\u2019ll lose money in dental coverage. 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